How a Recession Could Impact Your Car Loan Interest Rate

Talks and rumors about a recession will always be nerve-wracking. The sheer mention of it will spiral most people into thinking about how it will affect their jobs, loan repayments, and other financing-related things. One of the things affected by the recession is our vehicles, especially ones that are still not out of a payment … Read more

Down Payment Assistance Programs May Be Affected by Federal Funding Pause

While it appears that Trump’s funding freeze won’t affect home buyers who use a government-backed mortgage, there’s now another concern. It came to my attention that homebuyer assistance programs could actually be affected by the federal funding pause. I received an email from Johnna Szegda at Down Payment Resource regarding a possible disruption to hundreds … Read more

How to Navigate a Changing Interest Rate Environment

Disclaimer: Information in the Business Financing Blog is provided for general information only, does not constitute financial advice, and does not necessarily describe Biz2Credit commercial financing products. In fact, information in the Business Financing Blog often covers financial products that Biz2Credit does not currently offer. Throughout the course of your small business, you will likely … Read more

Which One Should You Choose?

In a situation where you need quick cash, deciding which loan to go for can feel like a bit of a puzzle. Gold loans and Personal loans are two popular options that provide fast access to funds, but they work in very different ways. So, how do you choose the right one? Well, it really … Read more

AI That Writes Credit PD Reports

There are a lot of exciting things happening at Clix Capital. Cutting-edge and AI-driven underwriting decisioning is one of such innovations. But let me take you a few steps back and throw some light on the very genetics of India’s MSME lending industry. Role of MSMEs in Driving India’s Economic Growth: It’s not hidden that … Read more

Best Financial Gifts to Give this Festive Season

The festive season is a time for joy, celebration, and, of course, gift-giving. While traditional gifts like gadgets, clothing, and accessories are always appreciated, there’s a growing trend toward giving gifts that contribute to financial well-being. This festive season, consider wrapping up presents that not only bring joy in the moment but also sow the … Read more

Know the Process of Changing Your Name on Driving Licence

In life, change is the only constant, and sometimes, this means updating your important documents to reflect your current legal name. Whether you’ve recently married, undergone a legal name change, or noticed a clerical error, ensuring your driving licence displays the correct name is crucial. An updated driving licence not only helps avoid legal complications … Read more

Effectively Manage Your Business Finances: A Practical Guide for Entrepreneurs

Managing finances can be a challenge for many business owners, especially when it falls outside their expertise. A strong grasp of financial strategies is essential for sustaining growth and stability, no matter the industry. Focusing on core principles and practical approaches can make navigating this complex area more approachable. Small, consistent steps often lay the … Read more

What Happens If the Appraisal Comes In Low?

With home prices dare I say a little frothy these days, low appraisals are becoming a concern again for home buyers. It wasn’t uncommon for appraisals to come in low in the early 2000s when home prices were flying ever higher. This happened towards the end of the cycle when banks and lenders could no … Read more